

Commercial aviation as a whole has many different avenues. Aircraft manufacturers, flight training centers, agricultural aviators, air cargo and charter on demand air service are just a few examples of operations that encompass the commercial aircraft industry. Each operation requires specific expertise not only in their flight operation, but also within their insurance policy. At DCI we know that the commercial aviation Industry is often held to a higher standard and we feel that their insurance should be as well.
Our policyholders are important to us. We make every request a top priority. We handle each request with a can-do attitude providing timely responses to even the most unique requests. DCI risk managers are familiar with the exposures faced by commercial aircraft operators and can help address any risk issues through a detailed audit process. DCI has competitively insured commercial aviation operators for decades. Our aviation insurance specialists are experts in placing the best commercial coverage for the best possible price. We can competitively insure almost any commercial aviation risk from the CFI instructing in a single aircraft to the largest airline fleets. Commercial aviation insurance requires a specialist to help navigate the marketplace and assist with policy placement.

Charter Aircraft Insurance
Fixed Based Operators (FBO Insurance)
Flight Training Facilities
Agricultural Aircraft Insurance
Hangar / Property Insurance
Workers' Compensation Coverage
Pay-By-The-Hour Coverage
Charter Aircraft Insurance
DCI can and will devise an insurance program to fit your operation. We competitively provide insurance for some of the largest charter fleets in the industry. We can also assist with smaller single pilot, single aircraft charter coverage. In aviation insurance, experience counts. Our team of professional aviation agents is familiar with every insurance detail and can be your advocate through the Part 135 insurance requirements. We know starting a Part 135 operation can be difficult, so we make the insurance simple.
We can also provide competitive coverage for the Part 135 operator carrying freight. Our insurance rates reflect the lack of passenger exposure for the freight operator while still providing only the best coverage available in the industry.
Call us to review and improve your current coverage and find ways to reduce premiums.
Fixed Based Operators (FBO Insurance)
We know that the cost of conducting business is rising every day;
DCI understands the FBO owner's need to reduce insurance premiums while maintaining
the level of coverage needed to protect themselves and their business.
Our aviation insurance experts don't just place the best possible coverage for the lowest price; we can also help with safety and loss prevention. Our insurance companies offer discounted rates for following program guidelines and extra training. Our quoting process includes a detailed audit, which the policyholder can use to improve insurability and lower FBO Insurance rates.
Our services include competitively insuring all aspects of your FBO, including Premises Liability, Product / Completed Operations Liability, Hangarkeeper's Liability, Non-Ownership Hull & Liability, Contractual Liability, Fire Legal Liability, Property Coverage, Workers Compensation, and more.
Flight Training Facilities
DCI offers competitive insurance programs for flight schools. Whether you run a large university flight school or if flight training is a small part of your aviation business, we can help you with your aviation insurance needs. We understand the issues flight schools face day to day and have decades of experience in flight school insurance. Let us tailor our insurance programs to your operation.
DCI works with and offers discounts for programs supported by manufacturers such as (though not limited to) Cessna Pilot Centers and Cirrus Standardized Training Centers. We also offer discounts for simulator based training programs.
Our goal at DCI is to support the flight school community in its endeavor to deliver the best possible training, because better pilot training will benefit all of us in general aviation.
Agricultural Aircraft Insurance
Aerial application is a specialized area of aviation insurance. It is important that your commerical aviation insurance broker is familiar with the coverage necessary to protect you and your business. DCI understands your AG aircraft are high-valued assets and need to be completely protected in a time of loss. We are also experts in everything agricultural aviation insurance related, including chemical coverage, adjacent field coverage, and the application of seed and fertilizers, to name a few.
It is not just important for your aviation insurance broker to be familiar with the insurance needed; it is also imperative for your broker to be familiar with the AG insurance marketplace. Insurance companies change underwriting guidelines constantly, and it might be a mistake to rely on a non-aviation insurance specialist for your insurance needs. If your broker does not represent the entire marketplace, your needs may not be met. AG operators need a broker who will aggressively shop the entire marketplace on a yearly basis to guarantee the best coverage available at the lowest possible rate.
DCI has decades of agricultural aircraft insurance experience. We work with our AG operators to determine the best possible coverage at the best price. We can make AG insurance simple.
Hangar / Property Insurance
DCI can provide property coverage for your hangar and its contents, including
mechanics tools and mobile equipment. Most standard property insurance companies
and their agents cannot provide coverage for the aviation risk. Our team at
DCI uses underwriters that are the finest in the aviation property business.
Our team, combined with the financial strength and long-term partnership of
our carriers places us at the top of our industry.
Workers' Compensation Coverage
Employers work hard to provide a safe job environment for employees; however, accidents can happen anywhere, anytime, no matter the precautions taken. DCI can offer Workers' compensation coverage to assist in the event of an accident.
Workers' compensation coverage objectives:
Workers' compensation is a no-fault system. It pays for job-related injuries if they arise and are sustained in the course of employment. Workers' compensation coverage also pays for occupational diseases if they arise out of the employment and are due to causes characteristic of or peculiar to the particular occupation. Additionally, Workers' compensation pays for defense costs in the form of employer's liability coverage. This coverage is included in the Workers' compensation policy.
Call us for a comprehensive review of your Workers' compensation needs.
Pay-By-The-Hour Coverage
The latest and most innovative type of coverage for commercial operators is
the pay-by-the-hour program. DCI is pleased to offer this program that was
specifically created to benefit the commercial aircraft operators in this
challenging economy, allowing customers to pay for aviation insurance when
they actually need it, by the flying hour.
DCI is aware that flying hours down in many parts of the country, leaving commercial operators with less cash flow to pay the traditional premiums associated with operating flight schools, charter operations, flying clubs, rental operations and more. We understand that the fixed monthly premiums can make months of below-average flying hours very difficult.
Through the new pay-by-the-hour program, you pay an hourly rate for each hour the airplane flies (based on the Hobbs Meter). With a fixed monthly base rate, this program allows you to maintain cash flow and have your insurance costs directly correspond to revenue. Additionally, there is a cap in place that makes sure you only pay as much as you would have paid had you purchased the annual premium, no matter how many hours the airplane flies.
This program is made available through use of an online scheduling and aviation information management system. All flight hours are logged through an easy-to-use system that then emails automatically generated reports on a monthly basis to DCI for billing purposes; it's that simple.
This is a no lose program for commercial operators and may in fact help to increase revenue and reduce workload.
Contact DCI Insurance for a quote: quote@dci-insurance.com
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